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Insurance Resources & Guides

Helpful information to help Louisville and Kentucky residents make smart insurance decisions.

Kentucky Auto Insurance Basics

Kentucky requires a minimum of 25/50/25 liability coverage. Learn what these numbers mean and why higher limits are usually a smart idea for most drivers.

  • Minimum requirements explained
  • How SR-22 works in Kentucky
  • Discounts available to Louisville drivers

Protecting Your Home in Kentucky

Louisville weather can be unpredictable. Understand what standard homeowners policies cover and when you may need separate flood or wind protection.

  • Storm and hail damage tips
  • Flood insurance basics
  • How to prepare before severe weather

Understanding Commercial Insurance

Running a business in Louisville comes with unique risks. Learn the difference between general liability, workers’ comp, and other essential business coverages.

How to File a Claim

Step-by-step guidance on what to do after an accident or loss. Know your rights and how Oakmonte advocates for you throughout the claims process.

Free Policy Review

Not sure if you have the right coverage? Send us your current declarations page and we’ll review it at no cost and let you know if there are gaps or ways to save.

Request a free policy review →