What makes Oakmonte the best insurance agency in Louisville KY?

We are a true independent agency in Louisville. We shop multiple top carriers to find the best coverage and rates for local families and businesses, with personalized service from our downtown office.

Do you offer auto insurance in Louisville KY?

Yes. We provide full coverage, liability, SR-22, and high-risk auto insurance quotes for Louisville drivers. We compare rates from many carriers for the best deal.

How much can I save on home insurance in Louisville?

Many Louisville clients save 15-30% by bundling auto and home or switching to a better policy through our multi-carrier access.

Oakmonte Insurance | Louisville KY Independent Insurance Agency

WHY LOUISVILLE CHOOSES US

Insurance that actually feels personal

Real Local Experts

Based in downtown Louisville. We know the community, the risks, and how to protect what matters to you.

We shop multiple carriers to save you money on Louisville insurance

We Shop. You Save.

Access to 20+ top carriers. We find the best coverage and price — not the one that pays us the most.

Fast and supportive claims help for Louisville families

Claims That Work

We don't disappear when you need us. Our team fights for fair, fast settlements on your behalf. Learn the full claims process →

Fast quotes and simple insurance process for Louisville clients

Simple & Fast

Quotes in minutes. Policies bound quickly. No runaround. Just clear answers and real protection.

WE COMPARE THE BEST

20+ top carriers — shop the market with us

OUR SIMPLE PROCESS

How It Works in 4 Easy Steps

Tell Us About You

Fill out the quick form in the hero or call us. We ask about your vehicles, home, or business in Louisville.

We Shop the Market

Our local team compares rates from 20+ top carriers to match your Louisville needs and budget.

Review Clear Options

See side-by-side quotes with real savings. We explain everything in plain English, no jargon.

Get Covered Fast

Choose your policy and we bind it quickly. Local support for claims and questions anytime.

COVERAGE BUILT FOR LOUISVILLE

Insurance for every part of your life

Get personalized rates → | Filing an insurance claim in Louisville KY?

Auto Insurance for Louisville families and commuters

Auto Insurance Louisville KY

Full coverage options tailored for Louisville commuters, downtown drivers, and families. Includes SR-22, high-risk, and multi-car discounts. We shop 20+ carriers so you get the lowest rates with the best protection for Jefferson County roads.

Compare auto rates →

Home Insurance for Louisville properties

Home Insurance Louisville KY

Comprehensive coverage for Louisville homes against Ohio Valley storms, flooding, and theft. Bundle with auto for big savings. We handle historic homes, new builds, and rental properties in Jefferson County with local expertise.

Protect your home →

Life Insurance

Term life for young Louisville families and whole life for legacy planning. Affordable policies starting at $20/month. Protect your kids' future, pay off the mortgage, or cover final expenses with options designed for Kentucky families.

Explore life options →

Business & Commercial

Liability, workers comp, and fleet coverage for Louisville contractors, restaurants, and small businesses. Protects against local risks like property damage and lawsuits. Get quotes tailored for Kentucky employers with fast binding.

Protect your business →

Flood and Storm Protection for Louisville

Flood & Storm Protection

Essential flood insurance for Louisville's low-lying areas and storm coverage for Ohio Valley weather. We help homeowners and businesses in Jefferson County avoid catastrophic losses from flooding and high winds.

Get flood quote →

Medicare & Senior Plans

Medicare Advantage and supplement plans for Louisville seniors. Local help navigating options for 65+ residents in Jefferson County, with guidance on prescriptions, hospital coverage, and extra benefits.

Compare Medicare plans →

SERVING LOUISVILLE

Expert Insurance Agency in Louisville, KY

As a locally owned independent insurance agency, we proudly serve Louisville, Jefferson County, and the surrounding Kentucky communities. Our team understands the unique risks and needs of Louisville families and businesses.

Why Louisville Trusts Oakmonte

• Deep knowledge of Louisville weather, traffic, and local regulations
• Access to multiple carriers for the best Louisville insurance rates
• Personalized service from a downtown Louisville office
• Fast claims support for Jefferson County residents

Areas We Serve

Louisville, Jefferson County, Oldham County, Bullitt County, Shelby County, and nearby communities in Kentucky. We also assist clients across Tennessee, Indiana, and Missouri.

Free consultations for all Louisville residents.

Local Insurance Expertise

From auto insurance quotes in Louisville to homeowners coverage for historic homes and flood protection in low-lying areas — we tailor every policy to our local community.

❤️ MEET YOUR LOCAL EXPERTS

Your Louisville Insurance Team

Real people who answer the phone and actually care about protecting your family

Mike Casperson

President & Founder

25+ year insurance veteran and proud Louisville local. Mike started this agency because he was tired of big companies treating clients like numbers.

✅ 25+ Years Speak with Mike Today Email Mike

Makayla Patterson

Service Manager

The heart of our office. Makayla makes sure every client gets fast, personal support — whether it’s a claim, billing question, or just needing someone who actually listens.

✅ High-Net-Worth • Client Happiness Speak with Makayla Today Email Makayla

Heather Thompson

Personal Lines Specialist

Heather lives and breathes auto, home, and life insurance for Louisville families. She’s known for catching gaps others miss and saving clients real money.

✅ Auto • Home • Personal Lines Expert Speak with Heather Today Email Heather

QUESTIONS?

Frequently asked questions

Still have questions? Call us directly

READY TO PROTECT YOUR FAMILY?

Let’s get started today.

Fill out the form or call us. We’ll respond within the hour during business days.

(270) 216-1232

Oakmonte Insurance

312 S 4th St, Suite 700
Louisville, KY 40202
service@oakmonteinsurance.com
Toll Free: (855) 438-8999
Mon–Thu 8am–6pm • Fri 8am–5pm

Protect What Matters Most in Louisville.

Get your free quote