Kentucky Auto Insurance Requirements & Smart Choices
Everything Louisville drivers need to know to stay protected and save money.
Minimum Requirements in Kentucky
Kentucky law requires liability insurance with minimum limits of 25/50/25. This means $25,000 per person bodily injury, $50,000 per accident bodily injury, and $25,000 property damage.
Why Most People Need More
Minimum coverage often leaves drivers exposed. We help clients understand when higher limits or full coverage make sense.
Tip from our team: Many clients save by bundling and comparing Progressive insurance quotes and GEICO insurance quotes with other carriers — plus safe driver discounts available through our partners.